[Important] Smartphone Authentication (VIP Access) will end on June 27, 2026
To continue using smartphone authentication, please register for the Smartphone Authentication Service (FIDO) via the SBI Shinsei Bank App (Japanese only).
If you do not use the SBI Shinsei Bank App, PowerDirect (Internet Banking) will remain available via SMS/Telephone authentication.
Without Smartphone Authentication (FIDO), your daily transfer limit is capped at JPY 2 million.
Click here for details on Smartphone Authentication (FIDO).
How to make a domestic fund transfer
STEP1
Login to PowerDirect.
Tap the"Transfers"button.
The transfer top page will be shown.

STEP2
Tap"Transfers"button.

STEP3
Please select the beneficiary. If you are transferring to a registered account, please select the beneficiary from registered beneficiary accounts. Otherwise, please tap on"New Transfer".
If you chose"New Transfer", please move to STEP4.
If you chose"registered beneficiary account", please move to STEP5.

STEP4
Tap"Select"for Beneficiary Bank, then the beneficiary bank list will be shown.
Tap the bank name on the list.
If your beneficiary bank is not on the list, please enter one or more characters of the financial institution's name and click "Search". For example, for "SBI Shinsei Bank," you could enter "S". (You can search using full-width hiragana, full-width katakana, full-width English letters, and kanji.) If you have trouble entering hiragana, please click on "Use Japanese Keyboard".

Tap"Select"for the Branch.
Select the search method, then enter at least one character of the recipient's branch name or a three-digit branch code. After entering the information, press the "Search" button.
Please select the branch name you will be transferring to.

Select the"Beneficiary Account Type"from the following, Savings account (Futsu Yokin),
Checking account (Toza Yokin ), or Savings Deposit (Chochiku Yokin).
Enter the 7-digit Beneficiary Account Number (If the account number is 6 digits, please put 0 in the front. If the account number is 5 digits, please put 00 before the account number) and tap"Next".

STEP5
Input theamountyou would like to transfer. Tap"Next".

STEP6
Please complete identity verification using one of the following methods: Smartphone Authentication, Telephone Authentication, or SMS Authentication.
For details on the authentication methods, please click here.
- Please note that prior registration is required to use Smartphone Authentication.
Smartphone Authentication is available in Japanese only.
For information on how to register, please click here.
STEP7
Now your fund transfer has been completed.

