SBI SHINSEI BANK
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Interest Chart of Yen Deposit

  • Interest is subject to 20.315% withholding tax (national tax 15.315% and local tax 5%).
    • The fractional figure of the after-tax interest rate shall be rounded down.
    • Your original and interest amount will be deposited in the Foreign Currency Saving Deposit account in the same currency as original at Maturity. For details about the automatic interest rate and other conditions, please read the product description of foreign currency deposits (pre-contract document) that is available in the Bank branches and online.
PowerFlex Yen Saving Deposit
SBI Hyper Yokin (SBI Securities Linked Deposit)
Power Yokin
Overdraft
2weeks Maturity Deposit
PowerFlex Yen Time Deposit
Premium Time Deposit
This product is no longer available.
PowerDirect Yen Time Deposit 30
PowerDirect Yen Time Deposit 100
Start Up Yen Time Deposit
Foreign Currency Saving Deposit
2 Weeks Maturity Foreign Currency Deposit
Foreign Currency Time Deposit
Foreign Currency Time Deposits with Special Interest Rate Plan
Power Support Plus
Power Builder
This product is no longer available.
Powered Teiki - Yen Deposit
This product is no longer available.
Powered Teiki - Foreign Currency Deposit / Yen Alternate
This product is no longer available.
Powered Teiki - Foreign Currency Deposit / Foreign Currency Alternate
This product is no longer available.
Powered Teiki Plus / Powered Teiki Plus - Risk Reduction
This product is no longer available.

PowerFlex Yen Saving Deposit

Important reminder / Learn more (Japanese site)別ウィンドウで開きます

Click here for transactions別ウィンドウで開きます

STANDARD SILVER GOLD PLATINUM DIAMOND
Less Than
1,000,000 yen		 % p.a % p.a % p.a % p.a % p.a
1,000,000 yen
or more, less than
3,000,000 yen		 % p.a % p.a % p.a % p.a % p.a
3,000,000 yen
or more, less than
10,000,000 yen		 % p.a % p.a % p.a % p.a % p.a
10,000,000 yen
or more		 % p.a % p.a % p.a % p.a % p.a

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Less Than 1,000,000 yen % p.a
1,000,000 yen or more, less than 3,000,000 yen % p.a
3,000,000 yen or more, less than 10,000,000 yen % p.a
10,000,000 yen or more % p.a
Less Than 1,000,000 yen % p.a
1,000,000 yen or more, less than 3,000,000 yen % p.a
3,000,000 yen or more, less than 10,000,000 yen % p.a
10,000,000 yen or more % p.a
Less Than 1,000,000 yen % p.a
1,000,000 yen or more, less than 3,000,000 yen % p.a
3,000,000 yen or more, less than 10,000,000 yen % p.a
10,000,000 yen or more % p.a
Less Than 1,000,000 yen % p.a
1,000,000 yen or more, less than 3,000,000 yen % p.a
3,000,000 yen or more, less than 10,000,000 yen % p.a
10,000,000 yen or more % p.a
Less Than 1,000,000 yen % p.a
1,000,000 yen or more, less than 3,000,000 yen % p.a
3,000,000 yen or more, less than 10,000,000 yen % p.a
10,000,000 yen or more % p.a
  • Last update : , annual rate on a before-tax basis

SBI Hyper Yokin (SBI Securities Linked Deposit)

  • variable rate, Principal Guarantee, Covered by Deposit Insurance
  • A convenient yen deposit that automates fund transfers with your SBI Securities account

Important reminder / Learn more (Japanese site)別ウィンドウで開きます

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SBI Hyper Yokin % p.a
  • Last update : , annual rate on a before-tax basis

Power Yokin

Power Yokin will be discontinued in January 2028. Click here別ウィンドウで開きます for details (Japanese only).

  • variable rate
  • 3months and 1 year bonus
  • advantageous interest rate in Step Up Program

Important reminder / Learn more (Japanese site)別ウィンドウで開きます

Regular

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STANDARD SILVER GOLD PLATINUM DIAMOND
Less Than
1,000,000 yen		 % p.a % p.a % p.a % p.a % p.a
1,000,000 yen
or more, less than
3,000,000 yen		 % p.a % p.a % p.a % p.a % p.a
3,000,000 yen
or more, less than
10,000,000 yen		 % p.a % p.a % p.a % p.a % p.a
10,000,000 yen
or more		 % p.a % p.a % p.a % p.a % p.a

Click here for transactions別ウィンドウで開きます

Less Than 1,000,000 yen % p.a
1,000,000 yen or more, less than 3,000,000 yen % p.a
3,000,000 yen or more, less than 10,000,000 yen % p.a
10,000,000 yen or more % p.a
Less Than 1,000,000 yen % p.a
1,000,000 yen or more, less than 3,000,000 yen % p.a
3,000,000 yen or more, less than 10,000,000 yen % p.a
10,000,000 yen or more % p.a
Less Than 1,000,000 yen % p.a
1,000,000 yen or more, less than 3,000,000 yen % p.a
3,000,000 yen or more, less than 10,000,000 yen % p.a
10,000,000 yen or more % p.a
Less Than 1,000,000 yen % p.a
1,000,000 yen or more, less than 3,000,000 yen % p.a
3,000,000 yen or more, less than 10,000,000 yen % p.a
10,000,000 yen or more % p.a
Less Than 1,000,000 yen % p.a
1,000,000 yen or more, less than 3,000,000 yen % p.a
3,000,000 yen or more, less than 10,000,000 yen % p.a
10,000,000 yen or more % p.a

Bonus

3 months 0.010% p.a
1 year 0.020% p.a
  • Last update : 2025/10/1 0:00, annual rate on a before-tax basis

Overdraft

  • Credit Limit shall be either 90% of the Time Deposit (placed as Security) or 5,000,000 yen. The lower will be the credit limit.

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Overdraft % p.a
  • Last update : , annual rate on a before-tax basis

2weeks Maturity Deposit

  • Branch: 1,000,000 yen or more
  • Internet: 500,000 yen or more

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Click here for transactions別ウィンドウで開きます

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2weeks % p.a
  • Last update : , annual rate on a before-tax basis

PowerFlex Yen Time Deposit

  • 1,000 yen or more
  • 5,000,000 yen or more, advantageous interest rate in Step Up Program

Important reminder / Learn more (Japanese site)別ウィンドウで開きます

Click here for transactions別ウィンドウで開きます

STANDARD SILVER5,000,000 yen
or more		 GOLD5,000,000 yen
or more		 PLATINUM5,000,000 yen
or more		 DIAMOND5,000,000 yen
or more
1 month % p.a % p.a % p.a % p.a % p.a
3 months % p.a % p.a % p.a % p.a % p.a
6 months % p.a % p.a % p.a % p.a % p.a
1 year % p.a % p.a % p.a % p.a % p.a
2 years % p.a % p.a % p.a % p.a % p.a
3 years % p.a % p.a % p.a % p.a % p.a
4 years % p.a % p.a % p.a % p.a % p.a
5 years % p.a % p.a % p.a % p.a % p.a

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1 month % p.a
3 months % p.a
6 months % p.a
1 year % p.a
2 years % p.a
3 years % p.a
4 years % p.a
5 years % p.a
1 month % p.a
3 months % p.a
6 months % p.a
1 year % p.a
2 years % p.a
3 years % p.a
4 years % p.a
5 years % p.a
1 month % p.a
3 months % p.a
6 months % p.a
1 year % p.a
2 years % p.a
3 years % p.a
4 years % p.a
5 years % p.a
1 month % p.a
3 months % p.a
6 months % p.a
1 year % p.a
2 years % p.a
3 years % p.a
4 years % p.a
5 years % p.a
1 month % p.a
3 months % p.a
6 months % p.a
1 year % p.a
2 years % p.a
3 years % p.a
4 years % p.a
5 years % p.a
  • Last update : , annual rate on a before-tax basis

Premium Time Deposit

This product is no longer available. Learn more (Japanese site)別ウィンドウで開きます

  • Branch:10,000,000 yen or more

Important reminder / Learn more (Japanese site)別ウィンドウで開きます

PowerDirect Yen Time Deposit 30

  • Internet only:300,000 yen or more

Important reminder / Learn more (Japanese site)別ウィンドウで開きます

Click here for transactions別ウィンドウで開きます

Click here for transactions別ウィンドウで開きます

1 month % p.a
3 months % p.a
6 months % p.a
1 year % p.a
2 years % p.a
3 years % p.a
4 years % p.a
5 years % p.a
  • Last update : , annual rate on a before-tax basis

PowerDirect Yen Time Deposit 100

  • Internet only:1,000,000 yen or more
  • advantageous interest rate in Step Up Program

Important reminder / Learn more (Japanese site)別ウィンドウで開きます

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STANDARD SILVER GOLD PLATINUM DIAMOND
1 month % p.a % p.a % p.a % p.a % p.a
3 months % p.a % p.a % p.a % p.a % p.a
6 months % p.a % p.a % p.a % p.a % p.a
1 year % p.a % p.a % p.a % p.a % p.a
2 years % p.a % p.a % p.a % p.a % p.a
3 years % p.a % p.a % p.a % p.a % p.a
4 years % p.a % p.a % p.a % p.a % p.a
5 years % p.a % p.a % p.a % p.a % p.a

Click here for transactions別ウィンドウで開きます

1 month % p.a
3 months % p.a
6 months % p.a
1 year % p.a
2 years % p.a
3 years % p.a
4 years % p.a
5 years % p.a
1 month % p.a
3 months % p.a
6 months % p.a
1 year % p.a
2 years % p.a
3 years % p.a
4 years % p.a
5 years % p.a
1 month % p.a
3 months % p.a
6 months % p.a
1 year % p.a
2 years % p.a
3 years % p.a
4 years % p.a
5 years % p.a
1 month % p.a
3 months % p.a
6 months % p.a
1 year % p.a
2 years % p.a
3 years % p.a
4 years % p.a
5 years % p.a
1 month % p.a
3 months % p.a
6 months % p.a
1 year % p.a
2 years % p.a
3 years % p.a
4 years % p.a
5 years % p.a
  • Last update : , annual rate on a before-tax basis

Start Up Yen Time Deposit

  • Branch: 5,000,000 yen or more
    • For customers who opened an account before May 2025, the minimum deposit is 3,000,000 yen (in increments of 1 yen).
  • Internet:300,000 yen or more
  • For newly opened PowerFlex accounts, the deposit for the Start-Up Yen Time Deposit is valid until 11:00 p.m. on the last day of the third month, counting from the month in which the account was opened.

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3 months % p.a
1 year % p.a
  • Last update : , annual rate on a before-tax basis

Regarding Yen Deposits

Interest is subject to 20.315% withholding tax (national tax 15.315% and local tax 5%).

  • The fractional figure of the after-tax interest rate shall be rounded down.
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  • Interest Chart of Yen Deposit